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Get a convenient, easy, and, best of all, FREE account for all of your checking needs with 1st Financial Bank's Neighborhood Checking! Plus, you'll be able to write unlimited checks and keep track of your account online with 1stFinBankConnect.
1st Financial Bank's Free Neighborhood Checking gives you:
- Free MasterCard debit card
- Free online account access with 1stFinBankConnect
- Free 1st order of checks
- Free 3x10 safe deposit box for 1 year
- Overdraft Protection (upon approval)
- No minimum balance
- No monthly maintenance fees
Start enjoying all the benefits of your Free Neighborhood Checking Account with a $100 deposit.
Get a checking account that pays. Interest Checking from 1st Financial Bank offers all the convenience of our Free Neighborhood Checking, and it pays interest on your total account balance!
With Interest Checking, you won't have to worry about transaction fees. Plus, you'll be able to keep track of your account online with 1stFinBankConnect.
1st Financial Bank's Interest Checking gives you:
- No per-item fees
- Free MasterCard debit services
- Overdraft Protection (with approval)
- Free online account access with bill payment using 1stFinBankConnect
Interest Checking has a minimum balance of $750. A $10 monthly maintenance fee is charged for a balance below the minimum. Download our interest Rate Disclosure PDF for detailed information.
Enjoy investments without market worries with a Certificate of Deposit from 1st Financial Bank. We offer competitive interest rates and affordable minimum requirements. Download our interest Rate Disclosure PDF for detailed information.
A 1st Financial Bank Personal CD lets you:
- Compound your interest OR get a monthly interest check
- Guarantee a rate for the full term of your CD
- FDIC Insured
Investment Terms:
- 1-month
- 3-month
- 6-month
- 9-month
- 12-month
- 18-month
- 24-month
- 36-month
- 48-month
- 60-month
Put your money to work for you with a Personal Money Market Account. A Money Market Account gives you security, flexibility, and a higher return on your investment than other accounts.
Advantages of a Money Market Account:
- Higher return on investment than traditional checking and savings
- As your balance increases, so does your interest rate
- Secure investment (FDIC Insured)
A Money Market Account is subject to a $10 monthly maintenance fee if balance drops below $1,000. Enjoy unlimited in-bank withdrawals, three ACH withdrawals, and three check transactions per month! Download our interest Rate Disclosure PDF for detailed information.
Start saving today with a Savings Account from 1st Financial Bank. Different types of savings accounts, each with it's own level of return are available depending upon amount deposited. A Savings Account gives you:
- Interest payment each quarter
- Unlimited free deposits
- Automatic transfers to your checking account
- Free online access through 1stFinBankOnline
Choose between semi-annual Savings Account statements or combine them with your monthly Checking Account statement. Customized Savings Plans allow you to set up automatic transfers to and from other accounts.
$100 minimum balance requirement, or a $3 per quarter maintenance fee applies. Excess withdrawal fees may apply.
1st Financial Bank offers MasterCard debit cards to all customers with a qualifying checking account. As a part of the standard check card capabilities, this card can be used everywhere Mastercard is accepted. As a cardholder you can withdrawal cash free of charge from any ATM that is a part of the ULTRA network. In order to protect your account, there is a fixed, $500.00 daily transaction limit on every card.
1st Financial Bank offers several different credit card programs, with many of the major credit card underwriters. Applications for credit cards are available by request. Terms and fees depend upon the results of the application process. For more information, stop by your local 1st Financial Bank location.
From time to time many people come up a little short in their checking account. We understand that everyone makes a mistake once in a while, so we offer a way to make sure that these occasions are covered. Upon credit approval, this line of credit will automatically advance funds into your account when your account unexpectedly runs short. The money is issued in $100.00 increments as you need it to cover checks that come in for payment. The only cost to you is the interest your pay on the short term loan. These small loans can be paid back at any time by simply calling the bank.
Keep track of your finances easily with access to all of your 1st Financial Bank accounts. This service provides authorized users the ability to transfer money between accounts, view balances, and pay bills electronically. All you need is a web browser, and an Internet connection. The best part is there is never a charge, no more envelopes or stamps to buy!
1st Financial Bank has safe and secured night depository at each location. You can access this service at anytime, your transaction will be credited the very next morning.
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