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For businesses with high financial activity, Business Checking from 1st Financial keeps you in control of your business finances. Business Checking with 1st Financial gives you low service fees and online account access.
- Unlimited check writing
- Opening balance of only $200.00
- Manage your Business Checking Account online with 1stFinBankConnect
Plus, you can link your Business Checking account to a Repurchase/Sweep Account, helping you maximize your investable balance.
A low monthly maintenance charge of $10 applies to Business Checking Accounts. Item charges, including a fee of $0.15 per debit, $0.25 per credit, and $0.10 per deposit Items can be offset by earnings credit.
Get the most out of your money. At 1st Financial, we combine financial savvy with flexible service to create business banking that works for you. Our cash management services keep your money working.
- Lockbox Processing
- Convert your receivables into useable cash faster with 1st Financial Bank's Lockbox Processing.
- You decide when and how you want to receive your remittance information. We'll check your lockbox, process the payments, and deposit them into your account.
- Automated Clearing House Transactions thru 1stFinBankConnect
- Automated Clearing House transactions are the fastest growing method to manage your funds. Going paperless makes your transactions less expensive and more efficient.
- Originate and receive ACH payments for: Direct Deposit of payroll, Loan payment processing, Cash concentration, Automatic Drafts, Corporate payments.
- Wire Transfers
- Transferring funds quickly and safely between financial institutions is as easy as a phone call with wire transfer services at 1st Financial Bank.
- As a Federal Reserve Bank Fedline online member, 1st Financial Bank offers secure real-time funds transfers for your business. Wire transfers must be initiated in person or by fax or phone call.
- Repurchasing / Sweep Accounts
- Account Reconciliation
- Account Reconciliation services from 1st Financial Bank allow you to reconcile your account quickly and efficiently. Electronic register records are compared against transactions to ensure accuracy.
- Positive Pay
- Protect your business from check fraud with Positive Pay check verification services. Each day, we'll compare your check register to checks drawn on your account. Checks that match your register are cleared automatically, while any discrepancies are returned for your approval.
Manage your accounts online with 1stFinBankConnect. Get decisions when you need them. Experience responsive customer service. 1st Financial Bank offers the powerful, adaptive business account you want and need.
Put your money to work for you with a Commercial Money Market. A money market account gives you security, flexibility, and a higher return on your investment than other accounts.
1st Financial Bank Commercial Money Market Accounts allow you to get your funds when you want them, and it's as easy as writing a check!
- Unlimited in bank (or in person) transfers and withdrawals
- Higher return on investment than traditional checking and savings
- Secure investment (FDIC Insured)
- Six third-party withdrawals of which three may be made by third-party check
A Commercial Money Market is subject to a $10 monthly maintenance fee if balance drops below $1,000.
Put your money where it will be the most effective. This Account transfers money between your accounts every day. Set an amount to remain in one account, then sweep the remainder into an investment account or revolving line of credit.
- Reduces risk of overdraft
- Uses your funds where they are most effective
- Provides tight control of your funds
Repurchase/Sweep Accounts are not available with interest bearing accounts. Repurchase guaranteed with bank owned securities.
Spend time running your business, not running to the bank!
Express Deposit is a convenient, cost-effective way to electronically scan and image money orders, consumer checks, cashier's checks and commercial checks for faster, more efficient business banking.
- Provides the convenience of making deposits without leaving your business
- Decreases the cost of processing paper checks
- Improves efficiency and profitability
- Allows greater accountability over deposits
- Clears funds faster than traditional deposits
Just like you, we understand how fast your business moves. We offer a full range of merchant services for online, point-of-sale, mail order, and telephone sales.
- The ability to process every major credit card
- Higher sales per transaction
- 24/7 help line
- Less float for your business accounts
- Track transaction settlements online
Connect with your bank. Talk to a bank representative to learn how merchant services can work for you.
http://www.merchante-solutions.com*
*Clicking this link will cause you to leave the 1st Financial Website.
1st Financial Bank can help you originate direct deposits for your employees or debits to your customers using our secure website. Several different methods are available for you to choose from, please call your 1st Financial Banker for more details.
Safety Deposit Boxes are available at the Overland Park and Lee’s Summit offices. Check with the branch most convenient to you for details on box availability, prices and sizes.
1st Financial Bank has safe and secured night depository at each location. You can access this service at anytime, your transaction will be credited the very next morning. |
